1. Fear
"Fear is understandable. Taking risks, making changes, it’s all scary. It’s alright to feel afraid. What’s not alright is letting your fear overwhelm you to the point that you don’t act. That’s when fear goes from being natural to being a roadblock standing in your way of true freedom."
I talked to alot of friends about business and money making opportunities. Karamihan sa kanila ay pinalaking employee, I'm one of them but eventually I learned to take risks and strive to learn more about how I can make money with nothing - that's what I thought. Naghanap ako ng mga paraan kung pano ako magkakapera bukod sa sinusweldo ko kada buwan. May mga taong may extra sa sahod, either you save it (bank account, savings wallet, or save dahil may gusto kang bilhin kapag naabot mo na yung amount na target mo) or invest for the future (buy things that we think are investments, start investing in stocks, insurances, etc.). Marami naman ang walang extra, so pano? Sabi nila, wag aasa sa utang. Pero alam mo bang may tinatawag tayong good debt? :) Yung utang na gagamitin mo para kumita ka. Above all, doing this is taking a risk and you should be aware of the responsibility that comes with it. Nagsimula ako sa extra sa sahod, tapos nasubukan ko din gumamit ng utang na pera para pang pondo ng business. Kahit maliit, may extra akong kinikita. Anong pipiliin mo, yung may kita o yung wala? P100.00 o zero?
Dito pumapasok yung financial literacy saka yung dahilan kung bakit mo pinagaaralan ang mga bagay-bagay bago ka sumabak o bago mo pasukin. Dapat naniniwala ka sa sarili mo at sa ginagawa mo, kasi kung sa simula palang duda ka na, lalo na at di mo pinagtuunan ng pansin na kahit pano alamin yung totoo para di ka magduda, wala talagang mangyayari.
I talked to alot of friends about business and money making opportunities. Karamihan sa kanila ay pinalaking employee, I'm one of them but eventually I learned to take risks and strive to learn more about how I can make money with nothing - that's what I thought. Naghanap ako ng mga paraan kung pano ako magkakapera bukod sa sinusweldo ko kada buwan. May mga taong may extra sa sahod, either you save it (bank account, savings wallet, or save dahil may gusto kang bilhin kapag naabot mo na yung amount na target mo) or invest for the future (buy things that we think are investments, start investing in stocks, insurances, etc.). Marami naman ang walang extra, so pano? Sabi nila, wag aasa sa utang. Pero alam mo bang may tinatawag tayong good debt? :) Yung utang na gagamitin mo para kumita ka. Above all, doing this is taking a risk and you should be aware of the responsibility that comes with it. Nagsimula ako sa extra sa sahod, tapos nasubukan ko din gumamit ng utang na pera para pang pondo ng business. Kahit maliit, may extra akong kinikita. Anong pipiliin mo, yung may kita o yung wala? P100.00 o zero?
2. Cynicism
"If you are financially literate, and have done your homework, you have to trust in your ability. You can’t let others talk you out of what you know is right, and you can’t talk yourself out of trusting in your knowledge."Dito pumapasok yung financial literacy saka yung dahilan kung bakit mo pinagaaralan ang mga bagay-bagay bago ka sumabak o bago mo pasukin. Dapat naniniwala ka sa sarili mo at sa ginagawa mo, kasi kung sa simula palang duda ka na, lalo na at di mo pinagtuunan ng pansin na kahit pano alamin yung totoo para di ka magduda, wala talagang mangyayari.
3. Laziness
"That’s the most common form of laziness: laziness by staying busy."
Madalas ko 'tong marinig, pati sa sarili ko. Nag-iinvest ako para matuto ng additional skills. Pero ang ending ko, di ko din nababasa o natutuloy yung bagay na sinimulan ko, kasi... BUSY ako. Pagod nako sa trabaho at byahe on weekdays. Pahinga ko naman ang weekdays, karapatan ko yun. Pero naisip mo ba yung ginastos mo sa weekend na medyo sobra para sumaya ka? Yung opportunity na nakawala kasi tinatamad ka? Love yourself, yes, pero kita mo ba self mo na bukas eh naghihintay nanaman ng sweldo kasi ubos na agad? Yung may benta ka sana kaso kasi antok ka na masyado, 'di na kaya'. Mindset lang minsan, sabi nga push lang. Alam to ng mga isang kahig isang tuka.
Madalas ko 'tong marinig, pati sa sarili ko. Nag-iinvest ako para matuto ng additional skills. Pero ang ending ko, di ko din nababasa o natutuloy yung bagay na sinimulan ko, kasi... BUSY ako. Pagod nako sa trabaho at byahe on weekdays. Pahinga ko naman ang weekdays, karapatan ko yun. Pero naisip mo ba yung ginastos mo sa weekend na medyo sobra para sumaya ka? Yung opportunity na nakawala kasi tinatamad ka? Love yourself, yes, pero kita mo ba self mo na bukas eh naghihintay nanaman ng sweldo kasi ubos na agad? Yung may benta ka sana kaso kasi antok ka na masyado, 'di na kaya'. Mindset lang minsan, sabi nga push lang. Alam to ng mga isang kahig isang tuka.
4) Bad habits
"A lot of people don’t have the discipline to break their bad habits. And worse, many people don’t even realize that their habits are bad in the first place. For example, someone who sleeps late on the weekends might think they’re catching up on needed sleep. But that habit is taking away several hours that they could be researching investments or building a side business."
In my case, I spend the weekend updating the inventory, thinking about how I can generate sales, and checking on the things that are less prioritized. I also spend time with my family, we catch up on things and destress. Sa dami ng naiisip mo gawin sa weekend, ano ang inuuna mong gawin? Balik tayo sa wag i-deprive ang sarili, yes, pero magbigay tayo ng oras para maisakatuparan ang goals natin. Teka, ang tanong, ano bang goals mo?
In my case, I spend the weekend updating the inventory, thinking about how I can generate sales, and checking on the things that are less prioritized. I also spend time with my family, we catch up on things and destress. Sa dami ng naiisip mo gawin sa weekend, ano ang inuuna mong gawin? Balik tayo sa wag i-deprive ang sarili, yes, pero magbigay tayo ng oras para maisakatuparan ang goals natin. Teka, ang tanong, ano bang goals mo?
5) Arrogance
"I have found that many people use arrogance to try to hide their own ignorance. They bluster through, overcompensating with confidence to hide the fact that they don’t know what they’re doing. Instead of humbly acknowledging where they need to change, they blame other people and circumstances for their own failures."
"Ang baba kasi ng sweldo ko."
"'Di kasi nila nakikita yung worth ko bilang empleyado nila."
"Wala kasi talaga akong ibang mapagkukunan."
"Bakit mo pa hahangarin ang isang bagay na meron ang iba? Mayaman kasi sila, yung magulang nila, kaya kahit di nila paghirapan. Ako mahirap, di ganun kadali."
"Di kasi pwede sakin yung ganyan."
Pag gusto may paraan, pag-ayaw madaming dahilan. Galaw galaw lang. Look for what will work for you to reach your goals. Yes, some ways may work for others but may not work for you. Look for it, learn how, and put it in action.
Read more valuable articles from Robert Kiyosaki's website, click here .
